PayTech Banking
PayTech Mobility
PayTech Markets
PayTech MFI
PayTech Nexus

PCI-DSS Fast-Track

Establish highly secure client-side element tokenization to shrink your compliance audit scope from the complex SAQ-D checklist down to a lightweight SAQ-A validation, completely keeping your backends out of PCI scope.

Encrypted Tokenization Updated: July 2026 Client-Side Safe SDK

Security Modules

Audit Scope Drop

By preventing credit card numbers from touching your application storage, we keep your backends completely out of PCI audit environments (CDE).

★ 90%+ Checklists Reduced
Interactive Assessment Guide

Interactive Compliance Checker

Select your payment integration pipeline below to instantly trace your required audit framework and dynamically highlight your custom compliance track.

Verified Track: SAQ-A (Lowest Compliance Scope)

Because all payment variables and interactions are fully hosted and managed on paytech.global servers, your system infrastructure has zero card data contact. Your annual self-assessment is streamlined from an exhaustive 300+ item audit track to just 22 basic administrative checkpoints.

1. Compliance Architecture & Scope Reduction Strategy

The definitive path to rapid compliance is total audit scope elimination. By decoupling raw card data from your servers, we keep you out of scope.

Core Security Mandate

Raw Primary Account Numbers (PAN) or Sensitive Authentication Data (SAD) must never enter or traverse tenant-controlled infrastructure. Any custom raw processing pipeline completely strips away scope reduction, exposing your organization to full compliance liabilities.

SAQ-A Track

Applicable for hosted links, pre-built QR checkouts, and fully external transactional gateways where 100% of CDE tasks are outsourced.

22 Audit Checkpoints Only

SAQ-A-EP Track

Applicable for in-line secure hosted element integrations where merchants preserve layout flow but data streams directly to our edge.

90% Scope Reduction

2. Cardholder Data Environment (CDE) Boundary

The definitive architectural dataflow map proving your infrastructure sits 100% outside of cardholder environments.

1

Customer Device

Captures Card inputs

Encapsulates parameters inside client container

2

Secure Core vault

PayTech Level 1 Node

Trades parameters for non-reversible hash

3

Tenant App Server

No CDE - Non-Scope

Stores safe token only for invoicing

4

Acquiring network

Acquirer Ecosystem

Processes financial funds settlement

3. Shared Responsibility Compliance Matrix

Clear division of security controls mapping exactly who owns which standard validation, resolving auditor ambiguity.

PCI-DSS v4.0 LayerPayTech GlobalTenant Organization
Req 1: Network Security ControlsFull Ownership. Hardening firewalls and API load balancers.Edge workstation access only.
Req 3: Cardholder Data ProtectionFull Ownership. Hardware tokenization and AES-256 databases.Proper token use without raw PAN replacement.

4. The Compliance Evidence Pack

Download verifiable, pre-compiled security artifacts instantly and hand them directly to your Qualified Security Assessor (QSA).

Attestation of Compliance (AoC)

Downloadable executive summary verifying latest successful Level 1 annual external assessment.

Responsibility Letter

Official legal sign-off validating that the platform assumes full ownership of card data transactions.

5. Developer Secure Vault Tracing

Detailed integration trace parameters proving to auditors that card protection layers are baked into core code.

Initialize dynamic iframe containers directly from your frontend code. Raw sensitive credentials flow exclusively to our verified Level 1 nodes.

paytech-tracer.js
// 1. Initialize custom secure elements on customer web browser
import { loadPayTechSDK } from '@paytech-global/sdk-web';

const sdk = await loadPayTechSDK('pk_live_84729384729');
const elements = sdk.elements({
  theme: 'dark-glassmorphic',
  locale: 'en'
});

// 2. Mount highly secure input containers (completely out of tenant DOM scope)
const cardNumberElement = elements.create('cardNumber', {
  placeholder: '•••• •••• •••• ••••',
  style: {
    base: { fontSize: '15px', color: '#10b981' }
  }
});
cardNumberElement.mount('#card-number-container');

// 3. Trade secure input values for a non-reversible cryptographic Token
const payToken = await sdk.createToken(cardNumberElement);

// Output safe payload (PAN details never touch your infrastructure!)
console.log('Secure Token:', payToken.id); // "tok_9482739487"

Ready to reduce your security scope?

Access and deploy hosted frame fields to securely process payments in less than 22 compliance questions.

Contact Security Team