The Complete Banking Stack
Programmable Core Ledger
Provision fully compliant, multi-currency virtual accounts for global user bases instantly. Replace legacy correspondent banking friction with programmable, ledger-backed accounts.
Turnkey Card Issuing
Deploy custom physical, virtual, or tokenized payment cards tied directly to the virtual core ledger. Inherit instant corporate expense governance controls.
Open Banking & Instant Funding
Tokenize external bank accounts on demand to automate instant KYC identity verification and initiate low-cost, high-velocity account funding pipelines.
High-Availability Routing
Intelligently orchestrate high-volume inbound and outbound settlement files across an optimized multi-gateway array, ensuring uninterrupted processing resilience.
See how individual product primitives integrate to form a complete, multi-tenant banking stack.
1. External Bank Inflow
User connects via Open Banking API. Funds are instantly tokenized and pulled via ACH/SEPA.
2. Virtual IBAN Ledger
Funds settle instantly into a dedicated, programmable multi-currency ledger.
3. Corporate Card Spend
Instantly authorized and cleared against core ledger balance.
4. Wire Routing Outflow
Programmable high-speed SWIFT / SEPA payouts and clearings.