Global Card Issuing

Put immediate purchasing power in your users' hands. Programmatically generate, configure, and deploy fully compliance-backed virtual or physical cards in milliseconds.

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Commercial Card Infrastructure

Instant Virtual & Physical Issuance

Programmatically generate, configure, and deploy fully compliance-backed virtual or physical debit and credit cards in milliseconds via unified API endpoints.

Granular Velocity & Spend Controls

Enterprise-grade corporate expense governance built for scale. Intercept unauthorized spending before it happens by programmatically setting strict transactional limits and MCC blocks via API.

Push Provisioning & Tokenization

Deliver frictionless, multi-channel user experiences. Instantly push issued cards directly into secure, native mobile enclaves like Apple Pay and Google Wallet for immediate contactless tap-to-pay.

Just-In-Time (JIT) Authorizations

Take complete ownership of the authorization stream. Receive real-time webhooks for every swipe, allowing your ledger to programmatically approve or decline transactions before they clear.

Developer First Issuing

A powerful suite of APIs designed for programmatic card lifecycle management, fleet issuance, and real-time ledger hooks.

View API Docs

issuing.js

const paytech = require('paytech-global')('sk_live_key');

// Instantly generate a new virtual corporate card
const card = await paytech.issuing.cards.create({
  type: 'virtual',
  currency: 'usd',
  cardholder: {
    name: 'Jane Doe',
    email: 'jane.doe@company.com',
    billing: { line1: '123 Tech Blvd', city: 'SF', state: 'CA', zip: '94105' }
  },
  spending_controls: {
    spending_limits: [{ amount: 500000, interval: 'monthly' }],
    blocked_categories: ['7995', '5813'] // Betting, Drinking Places
  }
});

console.log(card.id); // "ic_1A2B3C4D5E6F"