Unified Payouts

Accelerate global liquidity. Programmatically distribute funds to bank accounts, debit cards, and digital wallets at scale with intelligent multi-tier routing.

Build your Stack

Global Disbursement Infrastructure

Real-Time Card Payouts (OCT)

Accelerate liquidity by routing funds directly to linked debit and credit cards in real-time, leveraging global Original Credit Transactions (OCT) networks.

Multi-Tier Settlement Engine

Automate complex financial flows across hierarchical ecosystems. Programmably calculate dynamic fee withholdings and net payouts across Global, Organization, and Company tiers.

High-Volume Mass Disbursals

Distribute capital globally at scale to thousands of vendors, contractors, gig-workers, and marketplace sellers via a single API request.

Settlement Engine

Intelligent Settlement Ledger

Visualize how funds cascade seamlessly from root organizations down to independent companies and recipients.

System Event Log:
[10:47:48] Calculating dynamic fees via SettlementLadderService...

PayTech Global

Global Master Node

-$250,000.00

Disbursal Initiated

Platform

Organization Tier

+$245,000.00

Fee: $5,000.00

Subsidiary Merchant

Company Tier

+$238,000.00

Net Received

Developer First Disbursals

A powerful suite of APIs designed for rapid, secure, and infinitely scalable automated payouts.

View API Docs

payouts.js

const paytech = require('paytech-global')('sk_live_key');

// Instant routing to linked debit card (OCT)
const payout = await paytech.payouts.create({
  amount: 50000, // $500.00
  currency: 'usd',
  destination: 'card_1N2Y3Z4A5B6C7D8E', 
  method: 'instant', // Forces OCT Network
  description: 'Gig Economy Earnings'
});

console.log(payout.status); // "succeeded"